Market News

July 8 social security distribution: The checks will be doled on pre-determined days this month based on your birth date. The benefit differs by retirement age, with up to $5,181 for those who delay claims until 70. Here...

At the current interest rate of 7.5%, the invested amount doubles after 115 months, or 9 years and 7 months. Although the investment remains locked in until maturity, premature closure is allowed under specific condition...

Bank holidays in July: SBI, HDFC, ICICI to be closed for 12 days this month on occassion of MHIP Day, Rath Yatra, Harela, Kharchi Pooja and the weekend Saturday and Sunday leaves. You can check the full RBI calendar here...

Income-tax returns: Today we explain what ITR assisted filing is, who is allowed to assist, who is considered authorised representative, the requirements and eligibility criteria and other important factors.

A ₹14.65 lakh CTC does not necessarily mean you have to pay income tax under the new tax regime. With the right salary structure, employer contributions to EPF and NPS, and the standard deduction, your taxable income c...

Experts suggest that cash holdings should be viewed as a portfolio management tool rather than a buy-or-sell signal. A fund's investment philosophy, portfolio quality, and long-term performance remain far more import...

Payroll rules are changing in India as EPF vs labour codes reshape salary structures and PF calculations. While basic pay norms rise, EPF contributions remain capped at ₹1,800, impacting take-home pay and retirement pl...

While stacking policies was once the ultimate cost-saving hack for medical emergencies, a shifting market has quietly changed the math for policyholders.

The 8th pay commission has multiple state visits and other meetings scheduled in July 2026, with plans for more consultations with employee groups, unions and stakeholders across states and union territories in due cours...

Employee groups are demanding merger of Dearness Allowance with basic pay to increase monthly salary. Here's what the Finance Ministry has clarified about higher basic pay, changes to salary structure and DA

Gold and silver have fallen sharply from their record highs in 2026, with gold down about 30% and silver by 54%. However, historical cycles show the current declines are not the deepest, and the time correction is still ...

The EPF Scheme, 2026 introduces clearer guidelines on provident fund contributions, capping mandatory payments at ₹1,800 monthly. While employees benefit from increased take-home pay and flexibility, they may risk a sm...

A balanced hybrid strategy aims to keep the equity-debt allocation closer to a 50:50 mix, providing more stability and limiting downside risk.

Senior citizen FD rates in July 2026 offer returns of up to 8.50%, with small finance banks leading the market. Compare fixed deposit interest rates, tenures and bank-wise offers across 13 lenders to find suitable option...

A tax credit mismatch occurs when the tax credit claimed in your ITR does not match the records available with the Income Tax Department. It can delay refunds, lead to tax notices, or result in additional tax demands.

Atal Beemit Vyakti Kalyan Yojana (ABVKY) under ESIC has been extended until 30 June 2027, allowing eligible ESI-insured employees to continue receiving temporary unemployment allowance during job loss and financial hards...

A ₹30 lakh annual salary doesn't mean your entire income is taxed at 30%. After the ₹75,000 standard deduction under the new regime, slab-wise taxation, and a 4% health and education cess, the total tax liability...

Smart investing apps promise convenience, but they demand scrutiny. From transparency in fees to clarity in advice, investors must research carefully, verify SEBI registrations and treat apps as tools, not decisionmakers...

Gold and silver prices today, 6 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Small-cap funds offer potential for long-term growth but involve significant risks, including volatility and liquidity challenges. Investors should adopt a gradual entry strategy, focus on fund consistency and manager ex...

An EPF account can continue earning interest for up to 3 years after retirement at age 58. Knowing the right time to withdraw your EPF savings helps maximise returns before the account becomes inoperative.

8th Pay Commission begins stakeholder consultations in Odisha. The Commission will gather feedback on salaries, allowances and pensions before tabling its recommendations to the Centre by mid-2027.